The Medicare Advantage Plan Network of Agents is dedicated to helping you find the perfect plan for your healthcare needs. We represent a number of Medicare Advantage Plans & Medicare Supplements. Our team of local advisors will help you better understand how they work, so that you can find the best plan to meet your needs. Working with a local advisor makes sense because they know your market and specialize in your area. They know the provider networks, and they know the local plans inside and out.
When first enrolling in Medicare and during certain other times throughout the year, you choose how to receive your coverage. The two primary ways to receive Medicare include Original Medicare and Medicare Advantage.
Includes hospital insurance, also known as Part A, and medical insurance, also known as Part B. If you need a prescription drug plan, you join a separate Medicare drug plan, also known as Part D, or a Medicare Supplement.
Medicare Advantage
This is also known as Part C, and it’s an all-in-one alternative to Original Medicare. Bundled Medicare Advantage plans include everything listed above (Part D is optional), but also offer extra benefits.
Benefits Of Medicare Advantage Plans
Medicare Advantage Plans are bundled plans that must include all Part A, Part B, benefits offered by original Medicare and most will include Part D drug coverage.
Medicare Advantage plans provide financial protection with maximum out of pocket limits, not offered by Original Medicare.
In Advantage plans, you can choose doctors within the network, gaining extra benefits not in Original Medicare and customizing your care to your needs.
A Message From Donald L. Ehrlich III
We are a family-owned, third-generation Farmers Insurance Agency that has operated within Green Valley since 1979. Our Famiy experience and generations of knowledge provide us with extensive community insight.
As your local Insurance Agency in Green Valley, Arizona, we help all customers identify coverage that best fits your needs. This process is straightforward and personalized to better package your insurance.
With over 44 years experience in the industry, we have the knowledge and tools to help you better understand your coverage options, for any and all of your insurance needs and more.
Feel free to contact our office (520) 625-8909 and we will be happy to answer any questions or concerns you may have.
Medicare Advantage plans may offer $0.00 premium plans with some being much more expensive depending on the plan and where you reside. When calculating how much you will pay out-of-pocket for Advantage plan coverage, you should also consider the following: The copays for services The type of healthcare services you need How often you require healthcare services MOOP – The maximum out of pocket ( the most you can spend on covered medical services in one year)
Clients often ask us to explain the difference between deductibles, coinsurance, and copayments. Here is a brief definition of each: Deductible – The amount you pay before Medicare, your drug plan, or another insurance begins to pay. Coinsurance – An amount you may have to pay as your share of the cost for services. Usually this amount is a percentage, example 20%, 40% etc. Copayment – A dollar amount you may be required to pay as your share of the cost for a medical service or supply. This may include a visit to the doctor, a prescription drug, or a hospital visit. Important note: Pre-existing conditions do not apply to Medicare Advantage plans.
The Vital Role of Medical Plans for Adults: Ensuring Health and Financial Security
In today’s fast-paced world, prioritizing health has never been more crucial. As adults, the responsibilities of work, family, and personal commitments often take precedence, leaving little room to consider the future implications of healthcare needs. This is where the importance of comprehensive medical plans comes into play. Especially for those seeking home care services, having a robust medical plan can be a game-changer. Here’s why:
Financial Protection
Medical emergencies can arise unexpectedly, and the costs associated with healthcare can be overwhelming. Without a medical plan, individuals might find themselves facing hefty medical bills that could lead to financial strain. A well-structured medical plan provides a safety net, covering expenses for hospital stays, surgeries, medications, and other essential treatments. This financial protection ensures that individuals can focus on recovery rather than worrying about the cost of care.
Having a medical plan often means access to a network of healthcare providers and facilities that have been vetted for quality. This ensures that individuals receive the best possible care from trusted professionals. For adults, especially those who may require frequent medical attention or specialized treatments, this access is invaluable. Medical plans facilitate timely interventions, which can significantly improve health outcomes.
Many medical plans emphasize preventive care, offering routine check-ups, screenings, and vaccinations at no extra cost. These preventive measures are essential in detecting health issues early, when they are most treatable. Additionally, wellness programs included in medical plans promote healthy lifestyles, providing resources and support for nutrition, exercise, and mental well-being. This proactive approach helps adults maintain their health and avoid more serious health problems down the line.
Modern medical plans are designed to cater to diverse needs, offering customizable options that suit different health requirements and budgets. For adults seeking home care services, certain plans provide coverage for in-home medical equipment, visiting nurses, and other home-based healthcare services. This flexibility ensures that individuals receive care in the comfort of their homes, enhancing their quality of life and promoting independence.
For adults managing chronic conditions such as diabetes, hypertension, or heart disease, regular medical care is essential. Medical plans often include coverage for ongoing treatments, medications, and regular check-ups that are crucial in managing these conditions effectively. This continuous support helps prevent complications and improves the overall quality of life for those with chronic illnesses.
Perhaps one of the most significant benefits of having a medical plan is the peace of mind it brings. Knowing that you are covered in the event of illness or injury allows you to live life with confidence. This assurance is particularly important for adults who may have dependents relying on them. A medical plan provides the security that, no matter what happens, they and their loved ones will have access to necessary medical care.
277B W Calle De Las Tiendas, Green Valley, AZ 85614
520-625-8909
medicaregv@gmail.com
Disclaimer
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all your options.”